The Magnetic Effect

TERMS & CONDITIONS

Last Updated: 2/11/2025

Welcome to The Magnetic Effect. By purchasing or accessing our services, you agree to the following terms. Please read them carefully.

Business & Brand Information
The Magnetic Effect is a brand of Cartegna Consulting LLC, a registered business in Pennsylvania. By using this website (themagneticeffect.com) or purchasing our services, you agree to the following terms. Our services include coaching programs and AI-based tools such as Magnetic Money AI.

1. No Refund Policy

All sales are final. Due to the nature of our digital products, coaching programs, and live services, we do not offer refunds or cancellations once a purchase is made.

By making a payment, you acknowledge and agree that:

  • No refunds will be provided for coaching services, digital downloads, or AI-based products.
  • There are no chargebacks or disputes allowed for any payments made.
  • You are responsible for ensuring that our services meet your needs before purchasing.

If you have any concerns, we encourage you to reach out before making a purchase.

2. Coaching Services & AI-Based Products

  • Coaching sessions (one-on-one or group) are provided via Zoom or other online platforms and require your full participation for maximum benefit.
  • Rescheduling: If you need to reschedule a live coaching session, you must provide at least 24 hours’ notice. No refunds or credits will be issued for missed sessions.
  • AI-based products (such as Magnetic Money AI) are provided “as is” and do not guarantee financial or business success.

3. Earnings Disclaimer

We do not guarantee financial results. Success in business, wealth building, or personal transformation is dependent on individual effort, skills, mindset, and external factors.

By using our services, you agree that:

  • No specific income level, business success, or financial results are promised.
  • You are solely responsible for your financial and personal decisions.
  • We are not liable for any direct or indirect financial losses incurred.

4. Intellectual Property

  • All content, materials, courses, and coaching frameworks provided by The Magnetic Effect are intellectual property and cannot be copied, redistributed, or resold.
  • Unauthorized reproduction or distribution may result in legal action.

5. Limitation of Liability

  • We are not responsible for any personal, financial, or business outcomes resulting from our services.
  • You agree to use our coaching, AI tools, and content at your own discretion and risk.

6. Privacy & Confidentiality

  • We respect your privacy and will not share personal or financial information disclosed during coaching.
  • However, by purchasing, you consent to potential anonymized success stories being shared for promotional purposes.

7. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of [Your State/Country]. Any disputes shall be resolved through binding arbitration.

8. Contact Information

For any questions regarding these terms, please contact us at:
📧 energy@themagneticeffect.com
🌍 themagneticeffect.com