The Magnetic Effect

PRIVACY POLICY

Last Updated: 2/11/2025

The Magnetic Effect (“Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you visit themagneticeffect.com, purchase our services, or engage with our AI-based coaching programs, including Magnetic Money AI.

The Magnetic Effect is a brand of Cartegna Consulting LLC, a registered business in Pennsylvania. Our website provides coaching programs, AI-driven tools, and educational resources designed to help users shift their financial mindset and achieve personal growth.

By accessing our website or purchasing our services, you agree to the terms outlined in this policy.

1. Information We Collect

We collect the following types of personal data when you interact with our website or services:

A. Information You Provide to Us:

  • Personal Information: Name, email address, phone number, and billing details when you purchase our products or services.
  • Payment Information: Processed securely through Stripe. We do not store credit card details.
  • Communication Data: Emails, messages, and interactions related to customer support and inquiries.

B. Information We Automatically Collect:

  • Device Data: IP address, browser type, operating system, and browsing behavior on our site.
  • Cookies & Tracking Technologies: We use cookies to analyze site usage and enhance user experience. You can disable cookies in your browser settings.

2. How We Use Your Information

We use your information for the following purposes:
✅ To Provide Services: Processing payments, scheduling coaching sessions, and delivering AI-based services.
✅ To Improve User Experience: Personalizing content and optimizing website functionality.
✅ To Communicate with You: Sending updates, newsletters, marketing emails (you can opt out anytime).
✅ To Ensure Compliance: Preventing fraud, enforcing terms, and complying with legal obligations.

3. How We Share Your Information

We do not sell or rent your personal data. However, we may share it with:

  • Service Providers: Stripe (payment processing), email providers, and website hosting.
  • Legal Authorities: If required by law or to protect our rights and customers.

4. Your Rights & Choices

You have the right to:
✅ Access Your Data – Request a copy of the personal data we hold about you.
✅ Delete Your Data – Request deletion of your personal information (except for required business records).
✅ Opt Out of Marketing Emails – Unsubscribe from emails anytime via the unsubscribe link.

To exercise your rights, contact us at 📧 [Your Email].

5. Data Security

We use industry-standard security measures to protect your data. However, no online platform is 100% secure, and you share information at your own risk.

6. Third-Party Links & Services

Our website may link to third-party services, such as YouTube, Stripe, or social media platforms. We are not responsible for their privacy practices. Please review their policies before sharing personal data.

7. Policy Updates

We may update this Privacy Policy periodically. Any changes will be posted on this page, and your continued use of our site indicates acceptance.

8. Contact Us

For any privacy-related inquiries, contact:
📧 energy@themagneticeffect.com
🌍 themagneticeffect.com